Posts in February, 2010

Feb 24 New Credit Card Regulations – Opt in for Over Draft Fees

As you may have heard there are several new credit card regulations. One such regulation prohibits banks from charging over draft ...

Feb 15 What is Bankruptcy Counseling? Pre-Discharge Education

Individual debtors filing bankruptcy are required to complete both pre and post discharge counseling courses. Pre-filing ...

Feb 11 What is Bankruptcy Counseling? Pre Filing Counseling

In order for an individual to qualify for bankruptcy protection you must first complete Credit Counseling. Counseling can be ...

Feb 08 If you are filing chapter 13 bankruptcy with careful planning you may be able to reduce your payment

Chapter 13 bankruptcy is a payment plan. In chapter 13 the debtor makes a reasonable monthly payment based on his or her income ...

Feb 03 If you owe the IRS or DOR filing bankruptcy will put you in an interest free payment plan

If you owe the IRS or the Massachusetts Department of Revenue (“DOR”) back taxes then filing bankruptcy may help. Filing ...

Feb 03 If you file Bankruptcy you can keep your tax return

For most debtors filing under chapter 7, 11, 12, or 13 you are able to keep your tax return without surrendering it over to the ...